Solving Cashflows and Banking related issues of Corporates
A Financial Research and Advisory Firm run by Professionals
ProFinance Consutancy, India
ProFinance is a financial analysis and advisory firm. It addresses financial issues of high debt exposure clients.
Our focus is on fixing the major financial issues such as
- High leverage and high cost of debt
- Cash flow mismatch
- Weak financial metrics
- Low creditworthiness and
- Poor risk management.
Our assistance enables clients
- Improvement in financial and cashflow
- Better banking track record
- Borrowing at lower costs
- Enhancement in rating or creditworthiness, and
- Better risk management to reduce the likelihood of loan defaults or insolvency.
We facilitate a variety of financing options, including structured debt, long-term loans, unsecured financing, mixed loans, funding from promoters, regular operational capital, loan against shares, and supply chain financing.
We collaborate with all financial institutions, non-banking financial companies, asset reconstruction companies, alternative investment funds, and traditional banks.
Financial Consultancy
Financial Planning is very crucial for the growth of any company. All organisations have certain goals, however, to achieve those goals they need to have a strong finance team. A skilled Financial Consultant can take the company to a fast forward growth to achieve your goals.
We offer the followings financial consulting services to companies which are looking to grow, both horizontally and vertically.
Evaluation:
- Evaluate the financial statements, cash flow statements, creditworthiness/solvency, and borrowing profile of the business.
- Compare the business with its peers, market leaders, and competitors in different geographical areas.
Financial Analysis:
- Conduct profitability analysis, sensitivity analysis, itemized analysis, liquidity and leverage analysis, and more to support well-informed decision making.
- Prepare a Credit Monitoring Arrangement (CMA) with projections, forecasts, and budgets.
- Develop financial reports, credit profiles, SWOT analysis, and financial control measures including monitoring liquidity, cash flow, and implementing hedging strategies.
Funding and Capital Management:
- Identify funding requirements, balance debt and equity through managing the capital structure, evaluate funding alternatives, and execute fundraising activities.
Insight and Oversight:
- Provide an outsider's independent perspective on the business's operations and financial position.
- Engage in discussions with statutory and internal auditors regarding the company's books of accounts, and provide mentorship to the accounts team.
Banking Facilitation
We work as a Banking Facilitator where we manage your entire banking.
The following services we offer:
- Preparation of CMA, credit appraisal note, projections, DPRs, and business profile of the client.
- Proper assessment of funding requirements, preparation of limits assessment, and drawing power assessment.
- Coordination with existing banks for renewal/enhancement of limits, providing responses to banker’s queries, and expediting the sanctioning process.
- Evaluation of the sanctioned terms, negotiation for favorable terms, and successful closure of the sanctioning process.
- Assistance in documentation, security creation, and disbursement of limits.
- Monitoring and compliance with pre and post-disbursement terms.
- Monitoring financial covenants, post-sanction matters, and assistance in compliance related to banking.
- Monitoring monthly limits utilization, further limits requirement, and evaluating fresh funding opportunities.
- Assistance in credit rating improvement and working on factors that are deteriorating credit rating/score.
- Maintaining good relations with bankers, their seniors, and their inter-departments.
CA Bharat Garg
Bharat is an immensely experienced finance professional with 17 years of outstanding expertise in the field. He holds several prestigious certifications, including CA, CPA, and IRP, and boasts a robust background in corporate banking. Throughout his career, Bharat has remarkably closed over 600 debt deals totaling Rs. 15,000 crore.
His unparalleled expertise lies in structuring large-ticket debts through various consortium arrangements. He has collaborated with clients across diverse industries, equipping them with tailored debt financing solutions available in the country.
Bharat's extensive skills encompass a broad spectrum of financial services, including project finance, asset finance, working capital, bank guarantees, hybrid financing, supply chain finance, structured debt, non-conventional debt, and merger and acquisition financing.
In addition to his financing prowess, Bharat also offers assertive advisory services aimed at long-term financial management, such as enhancing financial statements, reducing debt, improving cash flows, enhancing credit ratings, developing a strong reputation with lenders, and preparing for IPOs.